Guides for applicants
Practical guides to bank-statement evidence, debt-service capacity and forecast assumptions in business loan applications.
Written for owners, accountants and finance advisers preparing South African SME lending files.
18 July 2026
How transfers, owner funding, refunds and asset proceeds can overstate trading receipts in a loan application.
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9 June 2026
A practical explanation of why annual profit can miss the monthly cash pressure behind proposed loan instalments.
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22 May 2026
Prepare support for projected sales, customer collections, gross margin, owner contributions and working-capital timing.
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